| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|
20-SEP-09 |
|
System Glossary |
|
Page |
|
2 |
|
of |
|
7 |
|
|
|
|
|
|
|
|
|
|
|
Container :
|
|
BBS |
|
Version : |
|
|
|
|
|
|
Type |
|
Name |
|
Description |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Business Terminology
|
|
CREDIT HISTORY |
|
Credit History is information about past delinquencies of the Account Holder.
|
|
|
|
|
|
|
|
|
|
|
|
NATURAL FINANCIAL SYSTEM |
|
The Natural Financial System is a financial system that does not allow the charging of interest on money, creating money by financial institutions, default risk insurance and has a clear separation of responsibilities between different types of financial institutions.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Synonyms : NATURAL MONEY FINANCIAL SYSTEM
|
|
|
|
|
|
|
|
NATURAL MONEY |
|
Natural money is the most efficient type of money that opens the possiblity for an economy without crisis that is constantly growing at maximum potential without government intervention Natural money has the following characteristics:
- A holding tax is levied by the government on the money in circulation. This money comes back into circulation by government expenditures.
- There is a complete ban on usury, which is the charging of interest on money. Money may only be lent without charging interest.
- The money supply is not growing or decreasing. There is no monetary inflation. Apart from fluctuations in available goods and services there is no price inflation or deflation.
- Natural money is not a form of debt. There is a complete ban on credit, which is creating money out of nothing based on promises to pay.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
USURY FINANCIAL SYSTEM |
|
The usury financial system is a financial system that allows the charging of interest on money, creating money by financial institutions, default risk insurance or has no clear separation of responsibilities between different types of financial institutions.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
USURY MONEY |
|
Usury money is money on which interest can be charged and can be used by banks to create money based on a promise to repay.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Entity |
|
ACC CUR PREF STEP (ACS) |
|
An Acc Cur Pref Step is a step in the Currency conversion process of the Account Cur Preference. The first step starts with the offered Currency while the last step ends with the requested Currency.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Oracle Designer Report : ckgloss |
|
|
|
|
|
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|
20-SEP-09 |
|
System Glossary |
|
Page |
|
3 |
|
of |
|
7 |
|
|
|
|
|
|
|
|
|
|
|
Container :
|
|
BBS |
|
Version : |
|
|
|
|
|
|
Type |
|
Name |
|
Description |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
ACCOUNT (ACT) |
|
An Account is an Account at the bank which may contain balances of money in one or more Account Currencies. The Account Type of the Account determines the rights and obligations of the Account.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
ACCOUNT CUR BALANCE (ACB) |
|
An Account Currency Balance (ACB) represents the amount of money of a specific Account Currency (balance) in the Account at a specific moment (balance date).
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
ACCOUNT CUR PREFERENCE (ACP) |
|
An Account Currency Preference represents a preference in exchanging an offered Currency for a demanded Currency. Account Currency Preferences are set by the Account Holder if the Account Holder is not satisfied with the default Currency Preferences of the Bank.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
ACCOUNT CURRENCY (ACY) |
|
An Account Currency represents a Currency that can be used in the Account. Banks may offer multiple Account Currencies to be used for an Account Type.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
An Account Holder is a natural person or a corporation that holds an Account at the Bank or is a Representative of another Account Holder.
|
|
|
ACCOUNT HOLDER (AHR) |
|
|
|
|
|
|
|
|
|
|
|
|
Synonyms : BANK CUSTOMER
|
|
|
|
|
|
|
|
ACCOUNT HOLDING (AHG) |
|
An Account Holding represents an Account Holder holding an Account at a Bank.
|
|
|
|
|
|
|
|
|
|
ACCOUNT NAME ALIAS (ANA) |
|
An Account Name Alias is a name that refers to an Account and can be referred to in payments to the Account.
|
|
|
|
|
|
|
|
|
|
ACCOUNT TYPE (ATE) |
|
An Account Type is a product in the banking world. An Account Type identifies the handling of the account in detail, such as the Compensation Rate and the Currencies for which the Account Type is available.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
ACCOUNT TYPE CURRENCY (ATC) |
|
Account Type Currency determines which Currencies are allowed for a specific Account Type and how they should be handled.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
ACCOUNT TYPE LEDGER (ATL) |
|
Account Type Ledger defines the General Ledger for all the Transactions of all the Accounts of the Account Type.
|
|
|
|
|
|
|
|
|
|
ADDRESS (ADS) |
|
An Address uniquely identifies the |
|
|
|
Oracle Designer Report : ckgloss |
|
|
|
|
|
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|
20-SEP-09 |
|
System Glossary |
|
Page |
|
4 |
|
of |
|
7 |
|
|
|
|
|
|
|
|
|
|
|
Container :
|
|
BBS |
|
Version : |
|
|
|
|
|
|
Type |
|
Name |
|
Description |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
location of a house or an office. |
|
|
|
BANK (BNK) |
|
A bank is an organisation that performs banking activities in the Natural Financial System under Natural Financial System legislation. A Bank must be a corporation residing in a Country. A bank can only have operations in one Country.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
BANK STATEMENT (BST) |
|
A Bank Statement is a summary of all financial transactions occurring over a given period of time on a savings account, a current account, or any other type of account offered by a financial institution.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Synonyms : ACCOUNT STATEMENT
|
|
|
|
|
|
|
|
COMPENSATION RATE (CRE) |
|
The Compensation Rate is used to determine the fee the the bank accepts for intermediary costs for all Account Currencies of a specific Account Type Currency. The Compensation Rate is only applied on savings and guarantee money.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
COUNTRY (CTY) |
|
A Country is a state of which legal citizenship can be attained. A Country can host natural persons and corporations. A country has a government which may get reports out of the BBS because of legal and regulartory requirements. Those reports will be sent using email.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
CREDIT QUALITY (CQY) |
|
Credit Quality is a category that determines the amount of money the Account Holder may borrow.
|
|
|
|
|
|
|
|
|
|
CURRENCY (CRY) |
|
A Currency is a means of payment in a certain community, state, province or nation. Only Natural Money Currencies are allowed within the natural money financial system. If a payment in a usury Currency is done, the Natural Money Currency must be converted to the usury Currency at a Currency market and then sent to the receiving party.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
CURRENCY PREF STEP (CPS) |
|
A Currency Pref Step is a step in the Currency conversion process of the Currency Preference. The first step starts with the offered Currency while the last step ends with the requested Currency.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
CURRENCY PREFERENCE (CPE) |
|
A Currency Preference represents a preference in exchanging an offered Currency for a demanded Currency for
|
|
|
|
|
|
|
|
|
|
Oracle Designer Report : ckgloss |
|
|
|
|
|
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|
20-SEP-09 |
|
System Glossary |
|
Page |
|
5 |
|
of |
|
7 |
|
|
|
|
|
|
|
|
|
|
|
Container :
|
|
BBS |
|
Version : |
|
|
|
|
|
|
Type |
|
Name |
|
Description |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
the Bank. Default Currency Preferences are set by the Currency Adminstration Service and if the Bank is not satisfied by them, the bank may overrule those Currency Preferences by setting bank Currency Preferences.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
FUNCTIONAL PARAMETER (FPR) |
|
A Functional Parameter is a parameter that can be changed by the Users of the BBS.
|
|
|
|
|
|
|
|
|
|
GENERAL JOURNAL (GJL) |
|
The General Journal general journal is where double entry bookkeeping entries are recorded by debiting one account and crediting another account with the same amount. The amount debited and the amount credited should always be equal, thereby ensuring the accounting equation is maintained.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
GENERAL LEDGER (GLR) |
|
The General Ledger is the main accounting record of a business which uses double-entry bookkeeping. It will usually include accounts for such items as current assets, fixed assets, liabilities, revenue and expense items, gains and losses.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
HOLDER ADDRESS (HAS) |
|
The Holder Address determines the Addresses the Account Holder has.
|
|
|
|
|
|
|
|
Synonyms : ACCOUNT HOLDER ADDRESS
|
|
|
|
|
|
|
|
HOLDING TAX RATE (HTR) |
|
A Holding Tax Rate is the rate at which money in the current accounts is taxed.
|
|
|
|
|
|
|
|
INTERNAL PARAMETER (IPR) |
|
An Internal Parameter is a parameter that can only be changed by an authorised service.
|
|
|
|
|
|
|
|
|
|
LEGAL DOCUMENT (LDT) |
|
A Legal Document is an official document that is used for identification, agreement or fulfilling legal requirements.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
A Message is a transmission that is sent of the Natural Money Banking Network containing information that is relevant to the Bank.
|
|
|
MESSAGE (MGE) |
|
|
|
|
|
|
|
|
|
|
|
|
MESSAGE TYPE (MTE) |
|
A Message Type identifies the type of information that is conveyed in the Message.
|
|
|
|
|
|
|
|
|
|
NATIONALITY (NTY) |
|
A Nationality represents the legal citizenship of the Account Holder. A natural person may have multiple Nationalities. A corporation can only
|
|
|
|
|
|
|
|
|
|
|
|
|
|
Oracle Designer Report : ckgloss |
|
|
|
|
|
| | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | |
|
20-SEP-09 |
|
System Glossary |
|
Page |
|
6 |
|
of |
|
7 |
|
|
|
|
|
|
|
|
|
|
|
Container :
|
|
BBS |
|
Version : |
|
|
|
|
|
|
Type |
|
Name |
|
Description |
|
|
|
|
|
|
|
|
|
|
|
|
|
|
have one Nationality. |
|
|
|
PERIODIC TRANSFER (PTR) |
|
A Periodic Transfer is a payment of a specific amount in a Currency from the Account to another Account that is recurring at a specific interval. The Currency of the Periodic Transfer does not have to be an Account Currency.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
REFERENCE DOMAIN (RDN) |
|
A Reference Domain is a range of values that is used to determine the possible values of an attribute of an entity.
|
|
|
|
|
|
|
|
|
|
REFERENCE DOMAIN VALUE (RDV) |
|
A Reference Domain Value is a value that exists within a Reference Domain.
|
|
|
|
|
|
|
|
REPRESENTATIVE (RPE) |
|
A Representative is a natural person that legally represents the Account Holder because the Account Holder is legally or physically not able to act or has mandated a person to act on his or her behalf.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
SPECIFIC RATE (SRE) |
|
The Specific Rate is used to determine the fee the the bank accepts for intermediary costs for an individual Account Currency. The Specific Rate is only applied on savings and guarantee money.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
STATE OR PROVINCE (SOP) |
|
State Or Province is a region within a Country above the municipal or local level that has its own government.
|
|
|
|
|
|
|
|
|
|
SYSTEM PARAMETER (SPR) |
|
A System Parameter is a parameter that can be changed by the system administrators of the BBS.
|
|
|
|
|
|
|
|
|
|
TRANSACTION (TRN) |
|
A Transaction is a transfer of money from the Account or to the Account. The transfer of money must be done in an Account Currency.
|
|
|
|
|
|
|
|
|
|
|
|
|
|
USER (USR) |
|
A user is a natural person that can logon to the BBS. The User can be an Account Holder or an Employee.
|
|
|
|
|
|
|
|
|
|
Oracle Designer Report : ckgloss |
|
|
|
|
|