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Welcome to Natural Money, the design of a global financial system without usury. There will be no inflation, and interest rates will be negative. Financial and economic crises will be distant memories. We will live in harmony with nature, and poverty will be gone.
It seems too good to be true. Financial reform alone will not bring a better future. But interest charges contribute to poverty, wealth inequality and financial instability. Usury is a sneaky assassin of societies and even civilisations. That is why it must end.
All fixed interest rates above zero are usury. Since negative interest rates are possible, ending usury seems possible. Natural Money is a design for a future financial system, including a monetary-economic theory that builds on economics and history.
To understand this research, you need to have an economic background. If you have limited knowledge of economics, you can read A Short Introduction to Natural Money, and if you want to know more, you can also read Natural Money For Dummies.
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