the plan for the future


A Short Introduction to Natural Money
Natural Money For Dummies
The End of Usury
Feasibility Of Interest-free Demurrage Currency
Economic Theory Of Natural Money
Background And History Of This Project
Copyright, Disclaimer and Privacy

Natural Money Blog



Poor Because Of Money
The Power of Microeconomics
The Power of Macroeconomics
Financial Markets
Economics of Money and Banking, Part One
Economics of Money and Banking, Part Two

History, society and religion
A Brief History of Humankind
Model Thinking
An Introduction to Legal and Political Philosophy
The Bible's Prehistory, Purpose and Political Future
Practising Tolerance: The Church and the Jews in Italy


About Natural Money

Incomes fluctuate while interest payments are fixed. Most people are hardly aware of the consequences. Usury, which is all interest on money and debts, is the reason why relatively small events can escalate into a global depression.

Negative interest rates are coming. This is a great opportunity. We can end poverty, make the economy sustainable, and reduce income inequality. Financial and economic crises can be gone forever. Natural Money can help to make that happen.

Natural Money has a maximum interest rate on money and loans of zero and a holding fee on central bank currency ranging from 0.5% to 1% per month. If you lend out money, put it in a bank account, or invest it, you don't have to pay the fee.


Recent Blog Entries

The road to serfdom
Interest rates and banking solvency
Can the economy survive a prolonged lockdown?
The Titanic may have hit the iceberg... We will soon find out
The law of diminishing marginal utility
Full reserve banking and Chicago Plan
Permanent liquidity
Coping with negative interest rates
Financial stability hypothesis
A tale of two economic forces
Negative interest rates and cash
More blog entries...